Talent hits a target no one else can hit; genius hits a target no one else can see. -Arthur Schopenhauer ©

cost savings - The last half century has seen the cost of healthcare continue to rise year after year, reaching now unaffordable levels. Health insurance for the average American family can cost over $20,000 a year with a deductible of over $5,000. As an Employer, I was paying on average, over $14,000 per year, per employee and their family! On top of that, I was personally paying over $2000 every month for my own family of 4, and with a deductible of over $5000! That was over $29,000 per year before my personal health insurance paid a single $1! Something had to be done! These rising costs are unaffordable, unsustainable and unacceptable for anyone! ©