I`m a student from Nankai University in Tianjin China. Right now I`m learning statistics and data science by myself and I want to pursue a Business Analytics master abroad. I recently finished a school research program on the credit valuation of P2P platform Prosper. We downloaded the users` data on Kaggle,cleaned it by Stata, and did single&multi-variables analysis using Tableau and SPSS, then finally used the random forest package from R to forecast the default rate. ©